D.I.Y Travel Insurance, Why Pay More

There has been an increasing awareness of the need to buying travel insurance over the recent years especially with the increasing news on terrorism and illness such as zika, ebola etc. At such we would want to travel safe and ensure that we are well covered.

Read more on why do you need travel insurance 

At times, I would question that do I need all the coverage listed in the policy. For example, I am travelling to Malaysia by car from Singapore. I do not need baggage delay or flight delay coverage. However, as most insurance company coverage is fixed, no choice but to buy it even if I do not need all.

I have been searching for customized travel insurance plan and happen to come across Columbus Travel Insurance Singapore from a referrer website. Columbus Travel Insurance Singapore provide a D.I.Y travel insurance plan! That sounds interesting isn't it? But the next question I have is how reliable is Columbus Travel Insurance Singapore. 

Columbus Insurance Holdings Ltd, owned by parent company The Collinson Group Ltd., is a leading travel insurance specialist in Europe and Australia. The Collinson Group is now expanding its footprints to Asia launching Columbus Direct Pte. Ltd. (Columbus Insurance) in Singapore as a strategically key regional market. Read more about Columbus Travel Insurance

So what makes me attracted to Columbus Travel Insurance Singapore and buy my travel insurance from them?

1. It offers D.I.Y coverage

There is a fix basic plan for all travel insurance which covers medical expenses, evacuation, emergency repatriation, personal accident, trip cancellation, cash and documents and personal liability. The fix basic plan is cheap. It can be as low as $11. 

On top of the basic plan, there are three customized options to choose if needed. 

Package A - Travel Extension

Travel extension covers travel delay, baggage and personal effects and baggage delay.

Package B - Golf Extension

Golf Extension covers golf baggage, golf equipment and loss of green fee.

Package C - Excess Waiver

Needless to explain further on the what is the package about. 

The ability to choose what to be included in the coverage strongly attracts me. As I do not need to pay for something which I do not need.

2. It is easy to Purchase

Purchase of the policy is hassle free. I can easily purchase it online.

I have been using Columbus Travel Insurance Singapore ever since I came to know about their D.I.Y travel insurance. It has been doing me well and able to get my claim back promptly. 

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